The struggle is real and personal. If you have more bills and unexpected expenses flooding in faster than you can earn money, you know what I mean. If you’ve ever struggled with having enough money to pay your expenses, you know that it makes you have to put a lot of thought and effort into getting your basic needs met. You have to become very resourceful and educated about alternative ways of getting what you need and want.
Below, I’ll give you tips on how to generate income and find resources that you might not have heard of before.
As I did last year when I had to replace a water heater and incurred an almost $700 plumbing bill, I’ve been unraveling blankets and other crocheted projects that I’ve made so I can sell the yarn.
Selling things that you don’t need or use can help you pay a bill, buy gas for your vehicle or buy food. Grab a box or bag and go shopping around your home for such things. For example, I have a humidifier that I don’t use that I’ll be posting for sale on local buy & sell groups that I belong to on Facebook. Advertising on them is free.
If you’re looking for an item in like-new or good condition that’s less expensive than retail, I offer new and used items for sale on my Facebook business page, Rita’s Resales. I also sell craft supplies on that page. Here’s the link to my business page where you can see the kinds of items I make that are ready-made or made to order: Rita’s Really Great Stuff.
I also do art work and have gotten into showing it publicly. I’m a member of Momentum Art Guild. I have it in mind that my membership dues ($36) are coming up in January. That’s the same month that my vehicle renewal sticker fee ($101) is due. I’ve put together a small lot of art supplies that I’m going to post for sale. Items that I haven’t used.
In the course of scrambling to pay that plumbing bill last year, I learned about numerous l food pantries that are in our area. That’s why I post information about them on the blog. Many, many people use them. (Donations are from individuals and grocery stores.) I’ll be using them myself again in the near future. My car needs maintenance and my 104-year-old house needs repairs. I also need to save money for more unexpected expenses that will surely come as they tend to do in life.
If you want to help someone you know who is going through a difficult time, ask them out or over to your house for a meal. Trying to come up with the ways and means to pay bills on time is stressful. You can help the person by letting them vent, helping them brainstorm ideas that would work in their situation, give them resource information, and do something fun or relaxing together to take a break from the strain.
If you are struggling financially, the first thing I suggest you do is ask people who know you and care about you for whatever help they can offer. Most people can relate to going through a tough time and it makes them feel good to be able to someone out.
In the photo above you see toilet paper that my best friend (who came across a good sale) gave me. I’m close friends with her mother who went through her cupboard and gave me food that she wasn’t going to eat.
There’s a lot that you can do to help yourself and it will be hard work mentally and physically. I’ve asked my best friend for work and have done many jobs for her; the last couple of jobs being leaf raking and blowing, taking a package to Staples. Doing such tasks like that help her especially when she’s working a lot of overtime at her job.
In the photo below, you see my compost pile where I unintentionally grew tomato plants by tossing moldy tomatoes with viable seeds on top. (Many small, edible green tomatoes grew.) You also can see the most lovable, adorable unexpected expense I’ve ever had; a neighborhood stray who now lives with me. I love her so much!
I’ll be asking for community support for Mimi’s food and medical expenses in an upcoming blog post. I want her to get spayed so she doesn’t have a litter of adorable kittens. Mimi alone is so cute I can barely stand it!
Market yourself: Make a list of what you can do and are willing to consider doing to help improve your financial situation. List your skills and think of who could use them. Snow will be coming soon. If you are physically capable, you can shovel walks for other people. If you know someone who works full-time and could use time relaxing after work, ask them if they would like help with anything.
Advertise yourself: With holiday get-togethers coming up, ask people you know if you can help them with cleaning their homes and setting up decorations for a fee. Request that they tell other people that you’re offering those services.
You can offer to help eat holiday meal leftovers that would otherwise go bad and get trashed. Seriously, a day or so after Thanksgiving, call your friends or relatives to ask them if they have anything left that they’re tired of eating. You will need all the fuel you can get to overcome your struggle. First, survive.
For money-saving ideas, do online searches for the following topics:
*SHTF (You’ll figure out what that means)
Share Stephenson County Spotlight and my business pages with people you think could be helped by the information and services. I’ll be sharing more money-saving ideas in upcoming blog posts.
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